Terms and Conditions of Service
These Terms and Conditions govern your use of vorianloara.com and the consultation services we provide. By accessing this website or engaging our services, you agree to be bound by these terms completely.
October 9, 2025
Acceptance of Terms
By accessing our website, scheduling consultations, or using any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions along with our Privacy Policy. If you do not agree with any part of these terms, you must discontinue use of our website and services immediately.
Definitions
For clarity, the following terms have specific meanings throughout this agreement:
We, us, our, and similar terms refer to vorianloara.com, its owners, employees, consultants, and authorized representatives providing services to clients.
You, your, and similar terms refer to the individual or entity accessing our website, scheduling consultations, or receiving any services we provide.
Services refers to all consultation offerings, website content, communication, and any other assistance or information we provide through any channel or medium.
Website means vorianloara.com including all pages, subdomains, content, and functionality accessible through this vorianloara.
Service Usage Terms
Our services are provided for informational and general guidance purposes only. We offer consultations designed to help you consider financial planning approaches and think through your circumstances. These services do not constitute professional financial advice, legal counsel, or specific recommendations tailored to your complete situation. You assume full responsibility for all decisions you make based on information discussed during consultations or presented on our website.
Eligibility
You must be at least 18 years old and possess legal capacity to enter binding agreements in your jurisdiction to use our services. By using our website or services, you represent and warrant that you meet these eligibility requirements.
We reserve the right to refuse service to anyone for any reason at any time.
Your Responsibilities
When using our website and services, you agree to the following responsibilities:
Prohibited Uses
You may not use our website or services for any of the following prohibited purposes:
Intellectual Property Rights
All content on our website including text, graphics, logos, images, videos, software, and compilation thereof remains the exclusive property of vorianloara.com or our content licensors. This content is protected by Australian and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, display, or create derivative works from our content without express written permission.
User Content
When you communicate with us through our website, provide information during consultations, or submit any content to us, you grant us a non-exclusive, royalty-free, perpetual license to use that information for purposes of providing services, improving our offerings, and complying with legal obligations.
Your Content Representations
You represent and warrant that any information or content you provide to us is accurate, does not violate any third-party rights, and does not violate any laws. You are solely responsible for the content you provide and the consequences of sharing it.
Privacy and Data Protection
Your privacy is important to us. Our Privacy Policy, which is incorporated into these Terms by reference, explains how we collect, use, protect, and share your personal information. By using our services, you consent to our data practices as described in the Privacy Policy and agree to comply with Australian Privacy Principles.
View Privacy PolicyService Disclaimers
Important disclaimers regarding our services and the information we provide:
No Guaranteed Results
We provide no guarantees, warranties, or promises regarding specific outcomes, results, or achievements from using our services. Results may vary significantly based on individual circumstances, personal decisions, market conditions, and numerous factors beyond anyone's control. Past performance does not guarantee future results.
Limitation of Liability
To the fullest extent permitted by Australian law, vorianloara.com and its owners, employees, and consultants shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use our services, including but not limited to financial losses, missed opportunities, or adverse outcomes from decisions made following consultations.
Indemnification
You agree to indemnify, defend, and hold harmless vorianloara.com, its owners, employees, consultants, and affiliated parties from any claims, liabilities, damages, losses, costs, or expenses including reasonable legal fees arising from your use of our services, your violation of these Terms, or your violation of any rights of another party.
Dispute Resolution
If disputes arise regarding these Terms or our services, the following resolution process applies:
Arbitration
Any controversy or claim arising out of or relating to these Terms or our services shall be settled by binding arbitration in accordance with the rules of the Australian Dispute Resolution Association. The arbitration shall take place in Australia, and judgment on the award may be entered in any court having jurisdiction.
By agreeing to arbitration, you waive your right to participate in class action lawsuits or class-wide arbitration.
Online Dispute Resolution
The European Commission provides an online dispute resolution platform accessible at the link below. We are not obligated to participate in dispute resolution proceedings before consumer arbitration boards, but we consider all reasonable requests.
EC Dispute ResolutionSeverability
If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions continue in full force and effect.
Entire Agreement
These Terms, together with our Privacy Policy and any other legal notices published on our website, constitute the entire agreement between you and vorianloara.com regarding your use of our services and supersede all prior agreements and understandings.
Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of Australia. You irrevocably submit to the exclusive jurisdiction of Australian courts for any disputes arising from these Terms or our services.
Termination
We reserve the right to terminate or suspend your access to our services immediately, without prior notice or liability, for any reason including but not limited to breach of these Terms. Upon termination, your right to use our services ceases immediately. All provisions of these Terms which by their nature should survive termination shall survive.
Modifications
We reserve the right to modify these Terms at any time without prior notice. Changes become effective immediately upon posting to our website. Your continued use of our services after modifications constitutes acceptance of the updated Terms. We encourage you to review these Terms periodically.
Contact Information
For questions or concerns regarding these Terms and Conditions, please contact us:
Email: content@vorianloara.com
Phone: +61.8.4937.2743
Address: 125 Stirling Street, Perth, WA 6000 Australia
Effective Date: October 9, 2025
Version: 2.0